Buyers Closing Checklist
Buyers will need to provide Trend Title with the following items at or prior to the closing:

Sellers Closing Checklist
Sellers will need to provide Trend Title with the following items at or prior to the closing:

Mortgage Payoff Information
You will be required to payoff any and all existing liens against the property. You will need to provide Trend Title with the names, account numbers, and phone numbers of all current mortgage holders. It is necessary to supply this information as soon as possible, as it can take several business days or longer to obtain payoff amounts. At times, you may be required to provide written authorization for the payoff. We will contact you if this is necessary.
 

Condominium Associations (If Applicable)
If you are selling a townhome or condominium, we will ask you to provide the contact information for the management company that operates the association.

 

Cashier’s Check
Payment in the form of a cashier’s check is required for additional down payment or closing costs in excess of $100. Please make the check payable to yourself.

 

Identification
At closing, you will be asked for a copy of your Driver’s License, or some other form of valid government issued identification that includes your picture and signature. (Required under the Patriot Act)
 

Contractual Obligations
The sales contract should contain all agreements between the Buyer and Seller and must be signed. Any changes must be initialed by both parties. Trend Title will conduct your closing according to the terms and conditions specified in your sales contract. If you have any questions regarding the terms of your contract, please consult with your real estate agent or attorney prior to closing.
 

Power of Attorney
If you or anyone that is a part of your transaction will not be available to attend the closing, you must notify your lender and Trend Title as soon as possible. The absent person will need to appoint a replacement and execute a “Specific Power of Attorney.” Common appointees are spouses, relatives, your real estate agent, or an attorney.
 

Divorce, Bankruptcy, or Other Court Proceedings
If you or anyone that is part of your transaction is in the process of bankruptcy, divorce or any other court proceedings, you must notify you lender and Trend Title as soon as possible. These issues could take time to resolve and need to be handled prior to closing.

One to Buy – Two to Sell
If you are the sole owner of the subject property but are married, your spouse will be required to sign the Warranty Deed. This will convey any rights they may have in the property. Your spouse will also need to provide a copy of their Driver’s License, or some other form of valid government issued identification which includes their picture and signature.
 

Estate Sales
If any of the property owners are deceased, a Will and/or a Certified Copy of the Death Certificate will be required. If there is not a Will, an Affidavit of Heirship will be required to attest that the named sellers are the only heirs of the deceased. If any of the property owners are minors, court approval will be necessary. These issues could take time to resolve and need to be handled prior to closing.