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 Equal
Employment Opportunities
It is our policy to make employment decisions and to provide equal employment
opportunities to everyone without regard to race, color, religion, gender, sexual
orientation, age, physical disability, marital status or national origin.
We support equal employment opportunities because we believe that every individual
has a right to seek employment, to pursue a career of his or her choice, and
to advance on the basis of ability and commitment.
Training
Our clients have told us they place high value on our professional, knowledgeable
associates. Our attention to training makes us leaders. Training begins with
a new associate orientation on the first day of work and continues with a
variety of programs, learning methods and information.
Training is designed to provide associates with skill development, knowledge
of new methods and systems as well as company operations.
Harassment Policy
It is our express desire to maintain a working environment free of discriminatory
intimidation, whether based on gender, sexual orientation, race, religion,
color creed, national origin, physical or mental disability, or age. Additionally,
we expect that our associates, applicants and clients be treated with respect
and in a way that is free of bias as evidenced by our decisions, our speech
and our humor.
With specific reference to sexual harassment, it is against Trend Title policy
for any associate at any level to make sexual advances or requests for sexual
favors, or to engage in any other physical or verbal conduct of a sexual nature
that creates an uncomfortable work environment or interferes with a co-worker’s
ability to perform his or her job.
Incidents of harassment should be reported immediately to the president or
general manager. Reported incidents will be investigated within twenty-four
hours. Appropriate discipline and possible dismissal will be applied when investigation
discloses that any associate has engaged in employment-related harassment.
 The
Ever Changing Status of Title
Chances are, the purchase of real estate is the largest single investment you
will ever make. The loss of such an important investment would be catastrophic.
It pays to be certain that the person selling the property has the ownership
rights you think you are buying, but that is not always easy to determine.
An owner’s rights to property – which often involve family and
heirs – are sometimes obscure. There may be other parties (such as government
agencies, lenders, or private contractors) who also have rights to the property
in the form of outstanding claims. How can you be sure you will be the true
owner of the property you are buying? Simply purchase an Owner’s Policy
of Title Insurance.
What is Title Insurance?
Title insurance offers you information on the status of the title to the land
before you buy – and protection against claims that may affect the
title after you buy. Here’s how it works: Before your real estate transaction
closes, the public records are searched to find all related official documents.
These documents are then examined for their effect, and form the basis of
the title insurance policy.
The examination reveals the current status of ownership and encumbrances, and
it shows the current owner of record. In addition, the record shows the current
limitations on that owner’s property rights, such as outstanding mortgages
and utility easements. A buyer or lender knows that some of these limitations
should be removed (by paying off and releasing a prior mortgage, for example),
or they will continue to adversely affect the property after closing.
Protection
for the Future
If the status of title is cleared before you buy, why do you need title insurance?
Because even after the most careful research, some title flaws – such
as forgery, fraud, or confusion due to similar names – may go undetected.
These problems may surface at any time in the future.
Protection against future claims is provided by a title insurance policy which
is issued after your transaction is complete. Policy terms and conditions determine
the extent of coverage provided. This insurance policy insures the condition
of title. Separate policies are usually issued to protect the owner’s
and the lender’s interests.
The owner’s policy is optional and is offered for a nominal one time
fee at closing. Protection continues for as long as you or your heirs own the
property and there are no additional fees.
Choose Title Insurance
Your real estate purchase demands the best possible protection. Along with
offering fast, accurate, and complete title services, Trend Title stands
behind its work. In the event of a claim against your property, Trend Title
will protect you against loss resulting from any title risk covered by the
policy (up to the policy amount); and costs, attorney’s fees and expenses
occurred from the loss.
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